Terms of use
Last updated 9 November 2026.
By using this website you agree to these terms. If you do not agree, please do not use the website.
Information only
Content on this website is general information. It is not professional advice and does not create a client relationship. An engagement begins only when its scope is agreed in writing.
Calculators and tools
The tools give illustrative estimates based on the assumptions stated on each tool page. They do not cover every provision of law and may not reflect changes after their stated verification date. Do not rely on them to file a return or make a financial decision without professional advice.
Accuracy
We take care to keep the content accurate and up to date, but laws, rates and due dates change. We do not warrant that the content is complete or current.
Intellectual property
The text, design and code of this website belong to S K Monga & Associates unless stated otherwise. You may share links and print pages for personal use.
Liability
To the extent permitted by law, S K Monga & Associates is not liable for any loss arising from use of, or reliance on, this website or its tools.
Governing law
These terms are governed by the laws of India. Courts at Ghaziabad, Uttar Pradesh have jurisdiction.